Compare term life insurance quotes today.

In just minutes, SelectQuote can help you find the right amount of term life insurance at the right price for you.

Free Term Life Insurance Quotes

Life insurance—specifically term life insurance—is the most affordable way to protect your family’s financial security if something were to happen to you. Sorting through all the options, prices and fine print can be intimidating, though. When you work with SelectQuote, you’ll receive free term life insurance quotes from some of the most trusted insurance companies in just minutes.

Whether you’re interested in a 10, 15, 20, 25 or 30 year term policy, we can compare prices and coverage from the companies we represent and provide you with term life insurance quotes available to you. We can also answer your questions about life insurance and find opportunities to potentially save you money.

Why Buy Term Life Insurance with SelectQuote

We work with some of the most trusted life insurance carriers and can offer unbiased guidance while comparing prices and policies for you. Term life insurance can often be the most straightforward type of life insurance you can buy, but you still want to make an informed choice—and we can help you do just that.

Who needs term life insurance?

Term life insurance is a great way to ensure your family and loved ones are financially protected no matter what stage of life you’re in. If anyone else is relying on your income, or your loved ones could be left with unexpected bills and payments, you should be considering life insurance. Additionally, people who fit the following profiles typically look for life insurance coverage:

  • Recently married
  • Starting a family
  • Just bought a house
  • Business owners

Six benefits of term life insurance

There are several benefits of term life insurance:

  1. Multiple Term Lengths – As the name suggests, term life insurance is available in a number of term length options, meaning you only have to have it for as long as you need it. Some of the most common term lengths range between 10 and 30 years.
  2. Most Affordable – Because term life insurance doesn’t build a cash value and only covers a specific period of time, it’s often less expensive than whole life insurance. Plus, the younger and healthier you are, the greater your chances of a lower rate
  3. Pre-existing Condition-friendly – At SelectQuote, we work with trusted insurance companies that have historically found coverage for customers having trouble finding life insurance elsewhere.
  4. Tax-free – If you pass away, your beneficiaries will receive the benefit for the full amount of your life insurance policy, and in most cases, these proceeds are tax-free.
  5. Flexible Payment Options – With term life insurance, you have the option to pay a monthly, quarterly, semi-annual or annual premium for the length of your policy. You can often get a discount for paying annually vs. monthly.
  6. Fixed Premiums – Term life insurance policies remain active for the length of that period as long as you’re paying your premiums. Typically your policy will be “guaranteed level,” meaning your monthly premium amount never changes.

How-To Get a Free Term Life Insurance Quote

Getting a free term life insurance quote is as easy as giving us some information about your situation and your needs. SelectQuote takes the time to get to know you and your situation and can help match you with a policy that will provide you adequate coverage. The more you know upfront when answering questions during the life insurance application process, the more accurate your quote will be.

What personal information is needed to receive a term life insurance quote?

When searching for a free term life insurance quote, you may be asked to share some of the following:

  • Personal information (gender, age, height, weight, etc.)
  • Health and medical information (tobacco usage, driving history, health conditions, hobbies, etc.)
  • Family health history
  • Previous or current coverage
  • Contact information

Factors that Impact Your Term Life Insurance Quote

There are several factors that go into determining your monthly premiums:

  • The amount of benefit you choose
  • The length of your term life policy
  • Your age at the time of purchase
  • Your gender
  • Your health at the time of purchase
  • Your hobbies at the time of purchase

See What People Said About Purchasing Life Insurance With SelectQuote

Start Your Free Life Insurance Quote Today

At SelectQuote, we can provide term life insurance quotes in just minutes and help you determine what amount of coverage is right for you and your family.

Still have questions? Learn more about term life insurance with SelectQuote.

We can help you compare quotes, navigate the application process and answer any questions you may have about life insurance.

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